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Open Nav Company Products Help Log in Apply Now Products Personal Loans - Salaried Quick Personal Loans for Salaried Individuals Personal Loans - Self-Employed Quick Personal Loans for Self-Employed Individuals Credit Cards Apply for an RBL Bank Credit Card with Qbera -- Referral Program A super way to make money with our Referral Program. Company About Qbera Partner with Qbera Press Reviews FAQs -- Call Back Request Need Help? Whatsapp us on +91 95135 55475 Whatsapp Us Help FAQs -- Need Help? Whatsapp us on +91 95135 55475 Whatsapp Us Request a Call Back Log in Request a callback Leave your details with us - we’ll get you your loan in no time. Name Mobile Number +91 Sorry, that login name is already taken. City Submit Thank you! Someone from our team will get in touch with your shortly. Close 200 Crores Funded! -- Personal Loans made Quick hassle-free Personal Loans from ₹1,00,000 to ₹15,00,000. Referral Program A super way to make money -- Loans for Salaried Salaried? Apply for a Qbera Personal Loan Referral Program Self-Employed? -- A super way to make money 200 Crores Funded! -- Personal Loans made Simple Quick hassle-free Personal Loans from ₹1,00,000 to ₹15,00,000. Referral Program Self-Employed? -- A super way to make money Loans for Salaried Salaried? Apply for a Qbera Personal Loan Referral Program A super way to make money -- Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%. Getting a Qbera Smart Loan is Simple Step 1: Online Application Form Get approved instantly Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes. Step 2: Connect bank account Submit your bank statements Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements. Step 3: Loan term Choose your Loan Term Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly. You’re done! Get the money in your Bank Account as early as tomorrow . Example: A loan offer of ₹2 lac , for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5% . Translates to: Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs EMI of ₹7091 per month Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276 Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%) Repaying a Qbera Smart Loan is just as Simple Repay your loan with automatic EMI payments. Eligibility Criteria You must be a Salaried Employee -- Age: 21-57 years old Net Monthly Income must be more than Rs. 18,000 . No defaults in the last 24 months. You must be residing in Delhi/NCR, Bangalore, Pune, Chennai, Mumbai, Hyderabad, Jaipur, Ahmedabad or Kolkata. -- Learn More -- Documents Required after Digital Approval Aadhaar Card PAN Card 4 Cheques from your Salary Account Current Address Proof Permanent Address Proof (in case the permanent address is different from the address on Aadhaar card) Learn More -- What people are saying Pradeep "I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again." Shekhar "I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more... Syed "It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support." Anish "I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera" Arun "It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5" Bhaskar "It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately" -- Featured in Are you ready to get your Qbera Smart Loan ? Select your employment type to proceed. Self-Employed Salaried Company Blog FAQ -- About Jobs Partnerships Press Reviews Published Articles Products Personal Loans Credit Cards -- Legal Disclaimer Terms of use Privacy Policy Personal Loan Personal Loan Pesonal Loan Apply Personal Loan Calculator Personal Loan Interest Rates Personal Loan Documents Required Personal Loan by City Personal Loan in Bangalore Personal Loan in Chennai Personal Loan in Delhi Personal Loan in Hyderabad Personal Loan in Mumbai Personal Loan in Pune Personal Loan in Jaipur Personal Loan by Category Personal Loan Details Credit Card Refinancing Loan Education Loan Home Renovation Loan Instant Loans Marriage Loan Medical Loans Travel Loan Unsecured Loans Used Car Loan Emergency Loan QBERA Powered by InCred We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them. Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%. * Subject to Risk Profile Need Help? Contact our support team via WhatsApp by clicking below: E-mail: [email protected] Phone: 1800 4198 121 Whatsapp: +91 95135 55475 Address: 2nd Floor, Featherlite Vista Building, MV Jayaram Road, 1st Main, Vasanth Nagar. Bangalore 560 052 © 2020 Qbera | All Rights Reserved --...